Toolkit

Everything in one place.

Every calculator, guide, spreadsheet and download we have, on one page. Free to use, nothing to sign up for, and every figure checked against Revenue and revised after each Budget.

Every one gives you an answer on screen without asking for anything first. If you want the full breakdown emailed to you, that is your choice to make.

Mortgages

What can I borrow? Your realistic mortgage ceiling and the deposit you would need. Open it → Mortgage repayment Monthly cost, total interest and what overpaying does to the term. Open it → Mortgage switcher What a lower rate would save you, after switching costs. Open it →

Pensions and retirement

Pension projection What your fund will be worth when you finish work. Open it → Tax relief What a €100 contribution really costs you. Open it → Auto-enrolment or private My Future Fund set against your own pension. Open it → State Pension gap What the State leaves you short each year. Open it → ARF drawdown Whether your money lasts as long as you do. Open it → Retirement lump sum How much of your fund comes out tax free. Open it →

Protection, wealth and inheritance

Life cover needed The gap your family would be left with. Open it → Income protection What it pays if illness stops you working. Open it → Regular investing What steady saving turns into over time. Open it → Inheritance tax What your family would owe on what you leave. Open it →

For employers

Employer auto-enrolment cost What My Future Fund costs your business as the rates step up. Open it → Company pension funding What the company can put in for a director. Open it → Keyperson cover What the business would need if it lost the person it depends on. Open it →

A calculator gives you a figure. We give you a plan.

Bring whichever number surprised you and we will work through it on your real circumstances.

Book a first meeting

Plain documents you can keep, print or bring to a meeting.

Key numbers

Every current rate, threshold and limit on one page: pensions, auto-enrolment, mortgages, protection and inheritance.

See the figures →

Find an old pension

Tell us roughly where you worked and when, and we will trace the scheme, find out what it is worth and what it is invested in.

Start the search →

Book a call

Pick a date and time that suits you.

No sales pitch, just a conversation about what you already have, what it is heading for and whether we can improve it. You will get a written summary either way.

Mortgages Buying, moving or switching First-time buyers Approval, deposit and Help to Buy Pensions What yours is actually heading for Retirement The lump sum, the tax and the income Life and income cover Insuring what pays for everything Specified illness A lump sum on diagnosis Savings and investments Money that is not going into a pension Inheritance The tax your family pays For business owners Getting money out of the company Keyperson cover Protecting the business itself Stepping back or selling You get one exit, no practice run Find an old pension From a job you left Mortgages Buying, moving or switching First-time buyers Approval, deposit and Help to Buy Pensions What yours is actually heading for Retirement The lump sum, the tax and the income Life and income cover Insuring what pays for everything Specified illness A lump sum on diagnosis Savings and investments Money that is not going into a pension Inheritance The tax your family pays For business owners Getting money out of the company Keyperson cover Protecting the business itself Stepping back or selling You get one exit, no practice run Find an old pension From a job you left